FRANCHISE REIMBURSEMENT ?!
Let's briefly recall the procedure and features of franchise reimbursement.
First, keep in mind that according to Art. 12 of the Law, the deductible does not apply to compensation for damage caused to the lives and / or health of victims.
Second, the insurance indemnity for the victims is always reduced by the amount of the deductible, which may not exceed 2% of the sum insured, within which the damage caused to the property of the victims is reimbursed.
Third, the amount of the deductible is determined directly in the contract (policy). The insured or the person responsible for damages must reimburse the victim the amount of the deductible, if it was provided by the insurance contract. (paragraph 36.6 of Article 36 of the Law of Ukraine 'On compulsory insurance of civil liability of owners of land vehicles'). The law does not contain any requirement, a specific procedure and method of reimbursement of the amount of the deductible.